Principal Engineer

gusto
New York, NY

About Gusto

At Gusto, we're on a mission to grow the small business economy. We handle the hard stuff—like payroll, health insurance, 401(k)s, and HR—so owners can focus on their craft and customers. With teams in Denver, San Francisco, and New York, we’re proud to support more than 400,000 small businesses across the country, and we’re building a workplace that represents and celebrates the customers we serve. Learn more about our Total Rewards philosophy .

About the Role:

We’re hiring a seasoned engineer to join our Integrated Benefits team that works on improving our existing systems for extensibility and scalability, and building the future of Gusto's Benefits ecosystem . As a Gusto Software Engineer at this level, you’ll be guiding projects end-to-end by influencing initial feature specs, understanding how to take existing systems closer to desired end states, executing on projects, and maintaining code that powers core experiences.

The Integrated Benefits team focuses on the integration of users' existing benefits providers and the development of Voluntary Life and Disability (vLiDi) products. In this role, you will operate as a Builder , focusing on the architecture of complex and interconnected technical systems. You will have a scaled impact across the wider Benefits engineering organization by augmenting our Product Engineering culture with reusable capabilities and solid technical foundations. We are looking for engineers who are ready to solve deep, ambiguous architectural puzzles and apply AI tools to accelerate development and deliver new product capabilities. If you’re interested in building elegant software with far-reaching effects in our modern economy, join us!

About the Team:

The Integrated Benefits (IB) team operates with a heart for complex challenge within the larger Gusto Benefits organization, serving as the critical link for users' existing benefits providers and the development of Voluntary Life and Disability (vLiDi) products. Our work enables customers to work with an external broker while still leveraging Gusto’s people platform to seamlessly integrate and manage their benefits. We offer the unique opportunity to solve deep, ambiguous architectural puzzles and integrate our systems with the org-wide push for AI. This high-performing, independent group values humor and casual connection, fostering an environment that enjoys pairing and problem-solving together.

Here’s what you’ll do day-to-day:

  • Function as a Technical Lead within the Integrated Benefits team, using leadership and soft power to influence the wider Benefits engineering organization of ~60 engineers.
  • Design, build, and test the solid technical foundations and reusable "LEGO blocks" that support our Voluntary Life and Disability (vLiDi) products and broker integrations.
  • Help scale our platform by architecting complex, interconnected technical systems and executing within a Ruby on Rails environment.
  • Collaborate on complex and ambiguous problems, partnering with cross-functional teams to solve deep architectural puzzles and take existing systems closer to desired end states.
  • Mentor and grow fellow engineers, fostering a culture of ownership and mentorship within a high-performing, self-organized team.
  • Drive the product development process for platform capabilities, from influencing initial feature specs to maintaining code that powers core experiences.
  • Improve the productivity of our product engineering culture by building tools and shared capabilities that allow teams to move faster.
  • Continuously apply AI tools to accelerate development, using AI to build, test, and iterate quickly while staying curious about emerging frameworks and patterns.

Here’s what we're looking for:

  • 12+ years of relevant professional experience in software engineering.
  • Able to build maintainable, structured, well-documented code, with specific proficiency in Ruby on Rails and a strong focus on architectural patterns.
  • Strong knowledge of data structures, data modeling, and system design, particularly within complex, interconnected systems.
  • Experience working across multiple teams, influencing both product and team direction by advocating for technical health and reusability.
  • Experience working on platform products which are depended upon throughout the company, ideally involving service extraction or componentization.
  • Experience engineering, designing, building, and supporting large-scale systems in production, ensuring high reliability and scalability.

Our cash compensation amount for this role is targeted at $189,000/yr to $237,000/yr in Denver & most remote locations, $223,000/yr to $279,000/yr for San Francisco, New York & Seattle and $200,000(CAD)/yr to $250,000(CAD)/yr in Canada. Stock equity is additional. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed above.

Gusto has physical office spaces in Denver, San Francisco, and New York City. Employees who are based in those locations will be expected to work from the office on designated days approximately 2-3 days per week (or more depending on role). The same office expectations apply to all Symmetry roles, Gusto's subsidiary, whose physical office is in Scottsdale.

Note: The San Francisco office expectations encompass both the San Francisco and San Jose metro areas.

When approved to work from a location other than a Gusto office, a secure, reliable, and consistent internet connection is required. This includes non-office days for hybrid employees.

Our customers come from all walks of life and so do we. We hire great people from a wide variety of backgrounds, not just because it's the right thing to do, but because it makes our company stronger. If you share our values and our enthusiasm for small businesses, you will find a home at Gusto.

Gusto is proud to be an equal opportunity employer. We do not discriminate in hiring or any employment decision based on race, color, religion, national origin, age, sex (including pregnancy, childbirth, or related medical conditions), marital status, ancestry, physical or mental disability, genetic information, veteran status, gender identity or expression, sexual orientation, or other applicable legally protected characteristic. Gusto considers qualified applicants with criminal histories, consistent with applicable federal, state and local law. Gusto is also committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans in our job application procedures. We want to see our candidates perform to the best of their ability. If you require a medical or religious accommodation at any time throughout your candidate journey, please fill out this form and a member of our team will get in touch with you.

Gusto takes security and protection of your personal information very seriously. Please review our Fraudulent Activity Disclaimer .

Personal information collected and processed as part of your Gusto application will be subject to Gusto's Applicant Privacy Notice .

Posted 2026-01-15

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