Job Offer: Commercial Credit Analyst
Great benefits; Excellent and supportive work environment!
Commercial Credit Analyst
At TEG Federal Credit Union, we pride ourselves on being more than just a financial institution. We’re a caring team committed to one another and our members. We have a great opportunity available for a motivated and practiced Commercial Credit Analyst in Fishkill, NY.As the Commercial Credit Analyst, you will be primarily responsible for spreading financial statements, performing cash flow analyses, preparing credit memorandums for consideration of commercial loan approval, and completing reviews of existing commercial portfolio. If you have loan underwriting practice, expertise of commercial lending guidelines, and want to join a supportive, team-oriented environment, we want to hear from you!
What We’re Looking For (Qualifications):
»At least 5 years of similar or related practice, preferably in a bank or credit union
»College degree in a related field
» practice in commercial underwriting is required
» expertise of credit-related laws
» expertise of commercial real estate market and trends
What You’ll Get (Perks & Benefits):
»Opportunity to learn, grow, and advance
»Great hours and work-life balance
»Comprehensive health, dental, and vision insurance
» 401k match
»Defined benefit plan (pension)
»Paid Time Off, and more!
What You’ll Do as the Commercial Credit Analyst (Responsibilities):
»Gather financial information from borrowers and internal and external sources
»Enter information, prepare spreadsheets, and analyze financial statements and tax returns
»Perform credit and cash flow analyses
»Generate credit memos with recommendations for loan approval/denial
»Complete credit searches to determine credit worthiness of member/prospect
»Perform periodic reviews and/or renewals of commercial relationships and verify risk ratings
»Investigate variances on applicant’s financial statements
»Compare liquidity, profitcapability, and credit histories of comparable establishments
»Provide assistance with maintenance of the loan origination system (LOS)
Pay: $67,092 - $83,866 / year, located on practice
Apply NOW for immediate consideration!
TEG Federal Credit Union is an Equal Opportunity Employer. Applications are considered on the basis of expertise, practice and qualifications without regard to race, age, creed, color, nationality, gender, sexual orientation, gender identity, marital status, military background, discapability or any other legally protected status. All employment related decisions are made in accord with this policy.
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