Underwriter I (Energy)

About Integrated Specialty Coverages

Integrated Specialty Coverages, LLC (ISC) is a growth stage technology and data-driven commercial MGA and insurance wholesaler leading innovation in the market.

Backed by one of the leading private equity firms, Onex Partners, and led by a forward-thinking management team, ISC is combining the worlds of insurance and technology to create an Insurtech powerhouse. As a leading online distributor of insurance products for a range of industries and “Main Street USA”, we are looking for the right people to help us in our mission of achieving exponential growth. We strive to be the number one place to go for brokers and agents to source insurance. To accomplish this, we’re building a digitally focused team that deeply understands the intersection between user experience, data, and AI/ML to optimize the way we engage with our customers and partners.

Job Summary

This role is responsible for reviewing complex energy insurance submissions and evaluating risk characteristics against established underwriting guidelines to determine eligibility for coverage, pricing, and structure.

Position Responsibilities

• Utilize underwriting guidelines, rules, standards, and delegated authority to accept, decline, or structure energy-related risks, including determining appropriate premiums, limits, and coverage terms.
• Apply independent underwriting judgment to approve or decline submissions within assigned authority and issue coverage. Prepare referral submissions for risks exceeding individual authority.
• Analyze energy-specific exposures including operational, contractual, geographic, and loss history considerations.
• Attend broker meetings and conduct broker visits independently, utilizing territory management and relationship-building skills within the energy brokerage community.
• Independently document underwriting files, including exposure analysis, coverage rationale, and pricing justification in accordance with established underwriting standards.
• Work independently to develop and maintain strong broker relationships.
• Calculate new business and renewal pricing in accordance with program guidelines and market conditions.
• Collaborate with underwriting leadership, operations, and other ISC business units as needed.

Minimum Qualifications

• Bachelor’s degree required.
• Minimum of 2 years of underwriting or related insurance experience, preferably within casualty, specialty, or energy-related lines.
• Ability to independently evaluate risk and make sound underwriting determinations.
• Strong customer service and broker-facing communication skills.
• Proficiency in Microsoft Office Suite and ability to quickly learn underwriting and policy administration systems.
• Ability to work collaboratively across teams while managing an independent underwriting workload.
• Strong desire to learn, develop technical underwriting expertise, and grow within a specialty MGA environment.
• Ability to adapt to change and respond effectively to evolving underwriting priorities and market conditions.

Preferred Qualifications

• Working towards Property & Casualty Brokers License, a plus

This role also offers bonus pay. Your ISC Talent Acquisition representative will share more details about the bonus component should you advance in the interview process.

The starting annual pay scale for this position is listed below. Actual starting pay will be based on factors such as skills, qualifications, training, and experience. In addition, the company offers comprehensive benefits including medical, dental and vision insurance, 401(k) plan with match, paid time off, and other benefits.ISC's salary ranges are determined by role and level. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries for the position across all US locations and could be higher or lower based on a multitude of factors, including job-related skills, experience, and relevant education or training.

National Pay Range: $25.88 USD - $32.35 USD

Benefits of Working at ISC

• Employee Ownership Program - every eligible employee shares in the financial rewards that grow when the company grows
• Professional development opportunities
• Owner Referral Program
• Work from home reimbursement for remote/hybrid roles
• Canary emergency financial assistance program
• Comprehensive medical, dental, vision
• Life/AD&D Insurance
• Confidential, Employee Assistance Program
• Health Savings Account, includes company contribution
• Short-term disability
• Voluntary benefits - supplemental accident, critical illness, hospital insurance
• Employee discounts
• 401(k) Plan with company match contribution
• Addition Wealth Financial Wellness Program
• Various Time Off Programs
• 11 company paid holidays

Applicants may contact the ISC HR department via e-mail or phone to request and arrange for an accommodation that will allow the applicant to successfully complete the application process. Applicants needing assistance may request accommodation at any time. Please contact ISC at [email protected] or 760-599-7242.

ISC believes in creating long-term relationships by being responsive and relevant and by consistently delivering value to our community of customers. Specifically, we focus on attracting, developing, and retaining the best talent for our business, challenging our people, demonstrating a “can-do” attitude, and fostering a collaborative and mutually supportive environment.

Diversity creates a healthier atmosphere: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, gender, gender identity, sexual orientation, marital status, medical condition, genetic information, mental or physical disability, military or veteran status, or any other characteristic protected by local, state, or Federal law.

**Must be legally authorized to work in the United States.**

**ISC participates in the Federal E-Verify program**