AVP-Analyst (FIG)

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Skills and Competencies

· 8+ years of experience assessing financial institutions’ risk across key dimensions

· Extensive understanding of US banking and regulatory frameworks

· Experience as a banking regulator or conducting similar analysis is required, with knowledge of asset risk, capital, and liquidity requirements

· Excellent verbal and written communication skills, including public speaking

· Strong quantitative and analytical skills with experience in financial data analysis

· Highly organized and efficient, able to manage multiple priorities under tight deadlines

· Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can improve processes and drive efficiency

Education

· MBA, CFA, CPA, or equivalent advanced degree in finance, economics, or related field

Responsibilities

· Provide in-depth credit analysis and maintain rating accuracy for a portfolio of US banks

· Establish and manage senior-level issuer relationships across assigned credits

· Present credit analysis at rating committees and contribute to thought leadership initiatives

· Write high-quality research on credit trends, assigned credits, and banking industry developments

· Participate in Moody’s and third-party conferences to enhance visibility and thought leadership

· Coach and mentor junior analysts, providing performance feedback

· Contribute to cross-line of business initiatives and divisional projects

· Travel across North America as needed to support coverage and outreach

About the Team

Our Financial Institutions Group team is responsible for delivering high-quality credit ratings and research across the banking sector. We contribute to Moody’s mission by enhancing transparency, supporting investor confidence, and promoting financial stability. By joining our team, you will be part of exciting work in North American banking and contribute to the adoption of AI tools that improve analytical processes and drive efficiency.

For US-based roles only: the anticipated hiring base salary range for this position is $163,300.00-$236,800.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody’s also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email [email protected] . This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement . Click here for more information on your EEO rights under the law . Click here to view our Pay Transparency Nondiscrimination statement . Click here to view our Notice to New York City Applicants.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet

Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee’s tenure with Moody’s.