Senior Commercial Appraiser

Job Description

Job Description

Overview

At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration.

Just as our employees are committed to helping our customers manage their finances, we’re committed to our employees. After all, they make it happen for our customers every day.

To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.

Responsibilities

Supports the Bank’s Commercial Appraisal Manager in the commissioning and review process, whose purpose is to ensure that appraisals are independently commissioned from competent appraisers, appraisals are completed in compliance with all applicable laws and regulations, value conclusions are appropriate and fully supported, and the Bank has sufficient third party appraisal resources available to allow for timely turnaround of loan transactions.

• Commissions new appraisals supporting commercial loan transactions.
• Fields questions from fee appraisers and clarifies Bank requirements.
  • Researches issues
  • Discusses with account officer and Commercial Appraisal Manager as needed and determine course of action based on policy requirements
• Negotiates the fee structures with appraisal firms.
• Reviews commercial appraisals in-line with bank policy
  • Exercises independent decision-making authority in the resolution of appraisal issues.

Qualifications

Education/Training:

BS or BA degree in Business or a related field along with specialized education in commercial property appraisal theory and application; licensed as a state certified appraiser in New York and/or Pennsylvania. All applicants must be 18 years of age or older.

Skills:

Proficient reading, writing, grammar, and mathematics skills; proficient interpersonal relations and communicative skills; a thorough knowledge of appraisal theory relative to all types of commercial real estate; demonstrated project management skills; and, personal computer proficiency including an intermediate knowledge of Microsoft Word & Excel.

Experience:

Minimum 2 – 3 years of experience completing a wide variety of commercial appraisal and appraisal review assignments. In-depth knowledge of USPAP is required and solid experience dealing with complex appraisal assignments is a plus. Prior commercial real estate lending experience helpful, but not required; however, a sound working knowledge of issues inherent in commercial real estate lending must be demonstrated.