Senior Principal, Software Development Engineer

MasterCard
New York, NY

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Senior Principal, Software Development Engineer

Who is Mastercard?


Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.


Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Overview:


Mastercard is looking for a talented Senior Principal Software Development Engineer to join the Mastercard Foundry Research and Development team in our New York office. In this role you will be part of a highly agile team building exiting and innovative products delivered at scale to global markets.


Our team is built on a foundation of research and development, mining innovation internally, innovating new product lines with emerging technology, managing new products from inception to market validation and engaging strategically with start-ups to shape the future of commerce with and for our customers. At Mastercard you will help define the future of commerce globally.


This team will have a diverse focus both in terms of geography and variety of technology challenges driving hard to bring innovative payment solutions to market.






The Role:

  • This role involves working with a team of talented developers to develop high performance Java based solutions.
  • Responsible for the analysis, design, and development of software solutions
  • Defines requirements for new applications and customizations, adhering to standards, processes, and best practices
  • Provides technical leadership to projects including architecting and creating a high-level design, working with other technical leaders to drive out the detailed design and implementation of highly complex applications, interfaces, and integrations
  • Applies technical capabilities within own discipline to coach and develop junior employees
  • Integrates at an enterprise level using third-party middleware or messaging products, or by designing and implementing custom interfaces and mapping for those interfaces
  • Responsible for performance engineering of the enterprise software architecture, and providing functional guidance, advice, and/or training to other application developers
  • Group-wide and external public speaking and other communications conveying domain level directions
  • Research and evaluates tools and acquisition opportunities to support cross-domain needs
Skills required:

  • Expertise with Java JDK 8 or greater.
  • Strong background using of Tomcat, Spring, Spring Boot, Shell Scripting, JSON.
  • Professional experience with Docker, Kubernetes, or other container orchestration solutions.
  • Expertise in Junit or other automated unit testing frameworks.
  • Knowledge of CI/CD principles and tools such as Jenkins, Gradle, Maven.
  • Knowledge of Source Control Management and working with code in a multi-developer.
  • Experience with a UI framework such as React.js a plus.
  • Extensive professional experience with AWS
All About You:

  • Loves creating innovative solutions to problems in a collaborative fun environment
  • Advanced knowledge and understanding of modern software engineering concepts and methodologies
  • Passionate about software development and comfortable in a fluid environment
  • Passionate about code quality and coding best practices
  • Show initiative and demonstrate a willingness to take on challenging opportunities
  • Excellent communication (verbal and written) and strong collaboration skills
  • Must be driven, highly motivated and a strong team-player
  • Interested in mentoring and helping grow the skills of the next generation of software developers

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility


All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

  • Abide by Mastercard’s security policies and practices;

  • Ensure the confidentiality and integrity of the information being accessed;

  • Report any suspected information security violation or breach, and

  • Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations.

Pay Ranges

Arlington, Virginia: $254,000 - $407,000 USD

Atlanta, Georgia: $221,000 - $354,000 USD

Boston, Massachusetts: $254,000 - $407,000 USD

New York City, New York: $265,000 - $425,000 USD

Posted 2026-03-03

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