Director of credit

Hi, we're Brigit! A holistic financial health company helping everyday Americans build a brighter financial future. With a business model that is aligned with our customers, we create transparent, fair, and simple financial products that put money back in the hands of our members, help them spend wisely, avoid unfair fees and build their credit quickly. If autonomy, ownership, and having meaningful input at the company you work for is important to you, come join our growing team!

Brigit is doing innovative and exciting work, but don’t just take our word for it, our work is being recognized by others:

• Built In's 2025 Best Places to Work For In New York City
• Built In’s 2024 & 2025 Best Startups to Work For In the U.S.
• Built In’s 2023 - 2025 Best Startups to Work For In New York City
• Fast Company’s Most Innovative Companies of 2022
• Business Insider’s Most Promising Consumer Startups 2022
• Forbes Fintech 50 2022
  
  

Role Overview:

We’re looking for an experienced Director of Analytics for Credit Products to lead the analytical strategy and execution for our portfolio of credit products. This is a high-impact leadership role that sits at the intersection of product strategy, finance, engineering, data science and analytics.

You will be responsible for driving analytical rigor across our credit products, improving visibility into the health of our credit portfolio, and uncovering the key drivers of risk and performance. You’ll manage a team of analysts embedded within credit product pods, ensuring they are empowered, excel technically, and aligned to strategic goals. You will also be a key partner to the Chief Risk Officer and Finance teams, helping shape credit strategy, capital planning, and portfolio performance management through data-driven insights.

What You’ll Do:

Lead Analytics for Credit Products

• Own the analytical vision and strategy for Brigit’s credit products, ensuring that business decisions are grounded in robust data and insights.
• Partner with Product, Credit Risk, Finance, and Data Science to define and track key metrics that inform product health and portfolio performance.
  
  

Enhance Visibility and Risk Understanding

• Develop frameworks, dashboards, and reporting to improve of portfolio risk and overall performance, including delinquency trends, cohort performance, and risk drivers.
• Identify emerging credit risks and portfolio trends, communicate insights to senior leadership, including the Chief Risk Officer and Finance team.
  
  

Drive Analytical Rigor

• Establish high standards for analysis, experimentation, and modeling to support product optimization, underwriting strategy, and pricing decisions.
• Ensure consistency and quality across analytical outputs from embedded analysts.
  
  

Team Leadership & Development

• Manage and grow a team of high-performing analysts embedded in product pods focused on credit risk products.
• Mentor analysts on technical skills, business acumen, and stakeholder communication.
• Foster a collaborative, impact-oriented analytics culture that scales as the business grows.
  
  

Strategic Partnership

• Act as a key thought partner to the Chief Risk Officer and Finance leadership, influencing product roadmaps, credit strategy, and capital planning with data-driven insights.
• Support strategic initiatives such as new product launches, underwriting enhancements, and risk mitigation strategies.
  
  

What We’re Looking For:

• 8+ years of experience in analytics, credit risk, or data science roles, with at least 3+ years in a leadership capacity.
• Deep understanding of product analytics, credit risk dynamics, loan performance metrics, and financial product P&Ls.
• Proven ability to manage and develop analytics teams in a fast-paced, cross-functional environment.
• Advanced analytical skills and fluency with SQL; familiarity with Python/R a plus.
• Exceptional communication skills, with the ability to distill complex analysis into clear narratives for executive audiences.
• Experience working in fintech, lending, or a consumer SAAS strongly preferred.
  
  

Why Join Us:

• Opportunity to shape the analytical foundation of a growing fintech’s core business.
• Partner closely with senior executives across Product, Risk, and Finance to drive real strategic impact.
• Mission-driven culture focused on real financial impact for millions of users.
• Collaborative, hybrid environment with strong cross-functional partnership.
  
  

The anticipated annual base salary for this position is $190,000 - $220,000. This range does not include any other compensation components or other benefits for which an individual may be eligible (other benefits listed below). The actual base salary offered depends on a variety of factors, which may include as applicable, the qualifications of the individual applicant for the position, years of relevant experience, specific and unique skills, level of education attained, certifications or other professional licenses held, and the location in which the applicant lives and/or from which they will be performing the job.

Our Benefits & Team:

• Medical, dental, and vision insurance
• Flexible PTO Policy
• 401k plan
• Paid Parental Leave
• Physical and mental wellbeing benefits including Wellhub for access to virtual workouts and discounted gym memberships, and Headspace for covered virtual therapy sessions and unlimited on demand health support
• Monthly reimbursements to use against wifi and cell phone bills
• Annual reimbursement for Learning & Development
• Help hard working Americans build a brighter financial future
• High-growth company
• A dynamic, flexible and collaborative start-up work environment with a highly talented team
  
  

Brigit is committed to providing equal employment opportunities for all applicants and employees without regard to race, religion, color, sex, pregnancy (including breast feeding and related medical conditions), national origin, citizenship status, uniform service member status, age, genetic information, disability, or any other protected status in accordance with all applicable federal, state and local laws. We are proud to be an equal opportunity workplace.

If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email [email protected].

Disclosures:

• For information on our data privacy policies, see the Brigit California Personnel Privacy Policy.
• Brigit uses E-Verify for employment authorization. See the E-Verify and Department of Justice websites for more details.