Senior Residential Mortgage Loan Orginator

Job description:

Job Title: Senior Residential Mortgage Loan Underwriter
Location: Buffalo, NY (one day a week -work from home)

Salary: $90-95K plus bonus and excellent benefits. Our client is seeking an experienced Residential Mortgage Underwriter to join their growing team in Buffalo, NY.

This role will focus on reviewing and re-underwriting previously closed mortgage loans to ensure compliance with guidelines and regulatory requirements.

The ideal candidate will have 3+ years of recent underwriting experience and a strong understanding of residential mortgage products, including Conventional, Non-Conventional, QM and Non-QM, Jumbo, DSCR, FHA/VA, and Business Purpose loans. Key Responsibilities:

• Re-underwrite mortgage loans, ensuring compliance with guidelines and secondary market requirements
• Analyze income, credit, and property documentation
• Perform due diligence on representation and warranty reviews
• Review and evaluate collateral, title reports, and fraud detection results
• Maintain knowledge of industry regulations and underwriting standards

Qualifications:

• 5+ years of experience in the mortgage industry, with at least 3 years specifically in underwriting
• Strong knowledge of underwriting, compliance, and regulatory requirements
• Proficiency in Microsoft Office and underwriting tools (e.g., DU, LPA)
• Detail-oriented with excellent communication skills
• Ability to work independently and under pressure
• The ideal candidate will be a self-motivated, open-minded powerhouse who brings innovative ideas to the table. They will learn the company procedures and once fully trained will supervise others.

If you have a background in mortgage underwriting and are looking for a new opportunity, apply today!

Qualifications:

The ideal candidate will have 3+ years of recent underwriting experience and a strong understanding of residential mortgage products, including Conventional, Non-Conventional, QM and Non-QM, Jumbo, DSCR, FHA/VA, and Business Purpose loans. Key Responsibilities:

• Re-underwrite mortgage loans, ensuring compliance with guidelines and secondary market requirements
• Analyze income, credit, and property documentation
• Perform due diligence on representation and warranty reviews
• Review and evaluate collateral, title reports, and fraud detection results
• Maintain knowledge of industry regulations and underwriting standards

Qualifications:

• 5+ years of experience in the mortgage industry, with at least 3 years specifically in underwriting
• Strong knowledge of underwriting, compliance, and regulatory requirements
• Proficiency in Microsoft Office and underwriting tools (e.g., DU, LPA)
• Detail-oriented with excellent communication skills
• Ability to work independently and under pressure
• The ideal candidate will be a self-motivated, open-minded powerhouse who brings innovative ideas to the table. They will learn the company procedures and once fully trained will supervise others.

Why is This a Great Opportunity:

The company is always busy. Open due to growth.

Salary Type : Annual Salary

Salary Min : $ 90000

Salary Max : $ 95000

Currency Type : USD

Nigel