Senior Product Manager - Risk

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

What you need to know about the role:
This role focusses on delivering one of the strategic priorities for PayPal, that requires thorough understanding of the products and features that PayPal offers to its customers and taking it up to the next level with optimizations that supports business needs to broader markets. You will function as a key player in expanding the Consumer Risk Products and Services to meet with the business and regulatory needs in a fast-paced execution style that requires co-ordination and collaboration across several stakeholders (peer product managers, vendor partners, strategy etc.,).

Meet our team:
This role is a part of the Risk & Compliance Platform organization, specifically within the pre-transaction risk team. We are focused on reducing friction and enhancing approval rates for PayPal customers through cutting-edge AI/ML, differentiated data, and an industry-leading decision engine that supports real-time, precise decisions to enable seamless customer experiences and adherence to regulatory standards.

Job Description:

Your way to impact:
This role will be looking after Consumer Onboarding risk – partnering with key risk / policy stakeholders, Consumer product, and other stakeholders to improve the onboarding and product provisioning experience for customers.

Your day to day:

• As a domain owner, you will manage / prioritize product roadmap for consumer onboarding risk , including leading sprint planning with engineering team

• Collaborate with key stakeholders such as Risk Engineering and Risk Policy teams and drive technical solutioning / requirements across all login risk initiatives

• Work with upstream / downstream product partners to understand use cases and define risk related requirements and development work

• Given the critical and regulated area, you will work to combat ATO and fraud pressures, maintaining regulatory mandates by geography, while delivering customer-centric solutions that reduce friction for onboarding and provide greater security to PayPal users

What do you need to bring:

• At-least 4 to 6 years of experience in Product management, preferably with sound technical knowledge.

• Is passionate for solving customer pain points through backend risk infrastructure and vendor services and has a strong foundation of knowledge and experience in this Risk management space.

• Has a deep technical understanding of pushing boundaries to deliver exceptional value to users.

• Has experience with earlier-stage product development and getting creative to quickly drive learning and impact.

• Has a strong quantitative and analytical mindset understanding to define success and move critical metrics.

• Helps build environments that foster close partnerships with other product managers and cross-functional teams from Engineering, Data Science, Vendor partners, and more.

Preferred Qualification:

Subsidiary:

PayPal

Travel Percent:

0

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PayPal is committed to fair and equitable compensation practices.

Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience.

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $143,500 to $212,850

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit .

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at [email protected]

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community .

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.

Notice to Applicants and Employees who reside within New York City. Click to view the notice.