Credit Analyst Axiom Capital

Community Bank System, Inc.
Clifton Park, NY
Credit Analyst Axiom Capital Location Clifton Park, NY : Overview: At Community Bank System, Inc. (CBSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 230 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer wealth management, investment management, insurance and risk management, and benefit plan administration. Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day. To ensure our people can enjoy long and successful careers here at CBSI, we offer competitive compensation, good benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities. Responsibilities:
  • Assist with a high volume of loan requests with the ability to work semi independently and complete duties within short timeframes.
  • Identification, and appropriate electronic filing of, deal specific data and information. Maintaining electronic deal specific files to ensure orderliness and up to date information.
  • Research, filing, compilation and, if applicable, entry of demographic data and location information; market data, information and reports; tenant and sponsor/borrower information; and sales, rent and real estate tax comparables through the use of third-party platforms, industry reports, public sources, etc. Will ensure industry-related reports are secured and filed on a monthly, quarterly, semi-annual or annual basis as is the standard for specific report.
  • Review, entry, and basic analysis of deal specific financials (rent rolls, operating statements/ tax returns, budgets, tenant reconciliations, etc.). Identification of missing, contradictive, and/or inaccurate data/information as well as questions and other potential limiting factors to complete evaluation of deal. Data will be entered into Microsoft or Excel and/or ARGUS.
  • Review, confirmation, and entry of lease information (tenant name, commencement and expiration dates, type, rent, rent bumps, options and other important information such as early termination clause, go-dark clause, etc.). Identification of missing, contradictive, inaccurate, or questions and other potential limiting factors to complete evaluation of deal. If necessary, complete abstraction of leases.
  • Research and compilation/verification of tax parcels, real estate taxes and other property specific attributes (land size, tax parcel numbers, parking spaces, age, etc.) through sponsor, third party platforms, and public sources.
  • Research, filing, compilation, creation/editing and insertion of deal specific images, aerials and maps as well as tables or lists of deal specific locations or points of interest geo-located via hyperlink into loan financing packages. Images may include photos, renderings, drawings (floor plans, elevations, unit plans, etc.), etc. secured from sponsor, third party platform or public sources. Aerials and maps may be secured from sponsor, third-party platforms or public sources and may include site plans or surveys. Will ensure proper visual labeling and identification including outline of property; streets, highways, interstates; surrounding uses, etc.; tenants; etc. Will ensure all images are appropriate in nature and attractive as well as assist with providing positive, strong presentation of the deal.
  • Assist with creation of loan financing packages including, but not limited to insertion of images, aerials and maps; demographic and market information; property specific attributes; sponsor/ borrower biography; location description; points of interest, etc. Make appropriate updates to loan financing package upon review by originations.
  • Assist with research and compilation of answers or information requests from team members (origination, closing or servicing), lenders and/ or third parties - such as valuation firms.
  • Assist with prepayment calculations by researching, compiling and identifying pertinent information as well as data entry. Related tasks shall include pulling third part report(s), if applicable: retrieving appropriate financing document(s); and identification of pertinent sections from documents and facts such as prepayment type, term, rate, amortization, etc.
  • Aid in the research and, if applicable, implementation of new and/or improved software platforms.
  • Qualifications: Education/Training: B.S. or B.A. degree in a “business-related field” (finance, management, economics, or accounting) or real estate field of study Bachelor's degree requirement can be substituted for two years of experience in a business, real estate or credit underwriting as field deemed acceptable within hiring process. Skills: Proficient reading, writing, grammar, and mathematics skills; proficient interpersonal and communication skills (both verbal and written); proficient knowledge of Microsoft Suite (Excel, Word, PowerPoint, etc.); Proficient organizational skills; Strong research and data entry capabilities. Experience: Preferred one (1) to two (2) years of commercial real estate finance, accounting or credit underwriting. Min: USD $23.30/Hr. Max: USD $35.07/Hr. Other Job Information: Compensation: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on! Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus.

    An Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.

Posted 2025-11-13

Recommended Jobs

Family Medicine Physician (FP) & Core Faculty

Titan Placement Group
Syracuse, NY

Family Medicine Physician (FP) & Core Faculty An Family Medicine Physician (FP) & Core Faculty is needed in Syracuse, NY. Titan Placement Group invites you to explore an opportunity in Syracuse…

View Details
Posted 2025-11-07

Sous Chef

Simply Crepes of Canandaigua
Batavia, NY

Our mission is simple. We create memories by delivering progressively traditional, handcrafted craveable food, in a warm, captivating environment that you’ll want to share with friends and family. …

View Details
Posted 2025-09-30

Carpenter

Aerotek
Schaghticoke, NY

Job Description Job Description Job Title: Commercial Carpenter Job Description We are looking for a carpenter to join our team of commercial contractors. This is a temporary position, with…

View Details
Posted 2025-11-07

Truck Builder / Fabricator / Welder / Automotive Electrician

TRIUS INC.
Fort Edward, NY

Job Description Job Description Job description Work Includes (but is not limited to): Installing Bodies, Hydraulic Systems, PTOs, Plow Hitches, Body Lighting, etc. Truck wiring experience …

View Details
Posted 2025-07-30

Customer Success Manager - Baby, Pet & Home

Repurpose Global
New York, NY

Founded in 2017, rePurpose is the leading Packaging Sustainability & Compliance platform for consumer companies. As pioneers of verified plastic recovery, the company enables brands to measure their …

View Details
Posted 2025-10-31

Software Engineer (Backend)

Warp
New York, NY

About Warp Warp is an automated back-office platform for startups. Warp lets you set up HR, payroll, and tax compliance for your team in just 10 mins. Using AI Agents, we automate all state tax…

View Details
Posted 2025-09-14

Part Time Pet Sitter - Northtowns

Sit n' Stay Pet Services, Inc.
Amherst, NY

We're Hiring: Professional Pet Sitters (Amherst/Buffalo Area) + (Orchard Park Area) Do you love animals and want to make a difference in the lives of pets and their people? Sit n Stay Dog Training i…

View Details
Posted 2025-10-21

Respiratory Pulmonary Function Therapist

Boston Medical Center
Brighton, NY

POSITION SUMMARY : Under the direction of the Respiratory Care Department Clinical Coordinator, the Respiratory/Pulmonary Function Therapist will perform a variety of technical duties involved …

View Details
Posted 2025-11-09

Locum Cardiothoracic Physician Assistant

Palm Careers
Utica, NY

We have an immediate need for a locum contract cardiothoracic physician assistant in Upstate New York! Work 24 hour shifts and/or 4 10s per week! Excellent Scheduling Options! This one is going to go…

View Details
Posted 2025-07-31

Product Manager II , Security Case Management

Datadog
Syracuse, NY

As a Product Manager for security case management you’ll be responsible for building investigation, collaboration, and remediation features for Datadog’s security products. Security case management i…

View Details
Posted 2025-09-12