Bank Rails - Account Funding Product Owner, Assistant Vice President

Account Funding Product Owner – Assistant Vice President

Wealth Management Platforms
Purchase, New York

Our entrepreneurial Digital Platforms team is seeking a high-performing fintech Product Manager with a passion for building innovative technology, formulating innovative solutions to complex problems, and helping scale our platform.

As a Product Manager, you will work on exciting technology initiatives to bring new products live to market for both the Morgan Stanley and E*TRADE client facing platforms on Web and Mobile, with a focus on funding flows. This is a highly collaborative role, where you will work closely with our team of digital Product Managers and collaborate with cross-functional designers, engineers, operations, legal, risk, compliance, fraud, and business partners to transform the experience for all of our customers. You will help define and drive the digital product strategy and then develop, launch, and enhance the platform to meet the unique needs of our customers.

About Morgan Stanley

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm’s employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries.

Morgan Stanley is committed to helping its employees build meaningful careers and we strive to be a place for people to learn, achieve and grow.

Department Overview

In the Wealth Management division, we help people, businesses and institutions build, preserve, and manage wealth so they can pursue their financial goals

 Wealth Management (WM) Platforms manages industry-leading platforms, across all WM channels and client segments, to provide a unified digital experience, unlock growth, and deliver efficiencies for Advisors, Clients, and Institutions. WM Platforms consists of ten sub-teams including: Field Experience & Platforms, Digital Client Experience & Platforms, Workplace Platforms, Automation & Workflow, Digital Trading & Investing, Generative AI, UX Design & Research, Strategy & Execution, WM Platforms Risk, and the Chief Operating Office.

What you’ll do in the role:

• Design innovative new products with market leading competitive advantages

• Work with technology, business, and operations partners to define and write requirements / user stories

• Engage in end user research, and use data analysis to inform requirements writing, and wireframe design of new products

• Engage in end user testing, supervise execution of test plan

• Design testing strategies, engage in end user testing, supervise execution of test plan

• Present findings, project updates, engagement/adoption metrics to executive leadership and key stakeholders

• Work in Agile product management teams, collaborating with design, research, technology, legal and compliance teams and driving decision-making across cross-functional groups is preferred

Skills Required:

• 3+ years of technology product management or software development

• Professional experience in consumer technology, banking, wealth management and/or top tier consulting firm with a focus on digital strategy is a plus

• Understanding of banking deposit products, payments, systems, and latest developing tech in this space

• BA/BS required

• Experience with software delivery methodologies including Agile

• Strong attention to detail in both technical and non-technical capacity

• Understanding of retail banking space and emerging technologies

• Deep understanding of web and mobile technologies

• Focus on usability and eye for design

• Excellent relationship building capabilities with partners both internal and external to the organization

• Self-motivated/independent and comfort working in a fast-paced environment

• Strategic thinker able to define and evaluate problems and solutions, and translate goals into specific project tasks

• Excellent communicator with solid written and verbal presentation skills

• Highly developed sense of ownership and accountability for work

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.

To learn more about our offices across the globe, please copy and paste into your browser.

Expected base pay rates for the role will be between $85,000 and $140,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.

Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.

Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

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