Analyst > VP-Senior Analyst

At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we're advancing AI to move from insight to action-enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Skills and Competencies

• Excellent verbal and written communication and presentation skills.
• Strong modelling skills and ability to perform cash flow analysis using analytical tools, or willingness and ability to develop these skills.
• Sound judgment and highest ethical standards.
• Capable of developing independent opinions and defending own views clearly and succinctly.
• Professional, pro-active, collaborative, responsive.
• Highly organized and efficient, with ability to multi-task and meet tight deadlines.
• Strong teamwork skills and works well with colleagues with different viewpoints.
• Ability to work on own initiative, without the need for close supervision.
• Knowledge of and work experience in RMBS is desirable

Education

• Master's degree in economics, finance, statistics, applied mathematics, financial engineering or related field with relevant work experience. Or bachelor's degree in economics, finance, statistics, applied mathematics, financial engineering or related field with at least ten or more years of experience as a credit analyst.

Responsibilities

The individual will be primarily responsible for performing analysis to monitor ratings on US RMBS structured finance transactions and producing publishable research. The candidate will be expected to lead rating committees and offer their analysis of the credit risk, including cash flow analysis of the transactions, potential credit impact of the terms of the transaction documents and conduct appropriate market dialogue around transaction credit analysis. The individual is also expected to undertake special projects intended to enhance Moody's thought leadership in credit markets and operational efficiencies, including digital enablement projects.

• Act as lead analyst for surveillance of U.S. RMBS transactions. Analyze transaction credit and legal risks, model cash flows and analyze transaction and legal documents to formulate rating recommendations and opinions.
• Communicate effectively with internal and external stakeholders, including arrangers, issuers, investors and other market participants.
• Involvement in a variety of projects to improve our capabilities, both analytically and operationally.
• Represent the team in operational reviews, issuer and investor meetings, and industry events.
• Develop research, including transaction-related reports, articles and in-depth reports on credit issues affecting the industry, demonstrating Moody's thought leadership.
• Assist the RMBS new ratings team where appropriate.
• Act as a mentor to less experienced analysts in the team and RRS.
• Willingness to develop or build on existing skills related to new technologies, including Gen/Agentic AI

For US-based roles only: the anticipated hiring base salary range for this position is$198,300.00-$287,550.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.

Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status,sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody's also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email [email protected]. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications.

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement.Click here to view our Notice to New York City Applicants.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.

For more information on the Securities Trading Program, please refer to the STP Quick Reference guide on ComplianceNet

Please note: STP categories are assigned by the hiring teams and are subject to change over the course of an employee's tenure with Moody's.

Moody's Corporation is a Government contractor subject to the Vietnam Era Veterans' Readjustment Assistance Act of 1974, as amended by the Jobs for Veterans Act of 2002, 38 U.S.C. 4212 (VEVRAA), which requires Government contractors to take affirmative action to employ and advance in employment: (1) disabled veterans; (2) recently separated veterans; (3) active duty wartime or campaign badge veterans; and (4) Armed Forces service medal veterans.

VEVRAA Federal Contractor

We Request Priority Protected Veteran and Disabled Referrals for all of our locations

Please contact Donna Hutchinson, Assistant Vice President, Talent Attraction for any questions regarding this listing.

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