VP, Accounting

Responsibilities

· Owning the monthly, quarterly, and annual close across all legal entities, general ledger, consolidation, intercompany, and chart of accounts, and driving the cycle shorter without loosening control

· Leading technical accounting for mortgage banking instruments: loans held for sale under the fair value option, mortgage servicing rights, interest rate lock commitments, TBA and other hedge positions, and loan sale and transfer accounting under ASC 860

· Partnering with Capital Markets and Secondary on gain-on-sale, hedge results, and pair-offs, and reconciling the loan origination and servicing systems back to the general ledger at the loan level

· Managing repurchase and representation-and-warranty reserves, along with the assumptions, models, and documentation that support them

· Owning SEC reporting end to end: 10-K, 10-Q, 8-K, XBRL tagging, and support of the disclosure committee, and serving as the desk of record for Audit Committee accounting questions

· Running SOX and internal control over financial reporting: design, documentation, testing, and remediation, and acting as the primary liaison to internal audit and our external auditors

· Overseeing regulatory and counterparty reporting: agency seller/servicer net worth and liquidity requirements ( Fannie Mae, Freddie Mac, Ginnie Mae ), HUD/FHA audited financials, state licensing filings, NMLS Mortgage Call Reports, and warehouse and MSR facility covenant certificates

· Owning accounting for stock-based compensation and equity instruments, leases, fixed assets, payroll, accounts payable, and coordination of the income tax provision

· Writing the technical memos: new standard adoptions, financing structures, non-routine transactions, and defending those positions with our auditors

· Partnering with FP&A on budget-vs-actual reviews, forecasting, and long-range planning, so decisions are made on timely, accurate financials

· Developing and scaling the accounting team across the US and India, and setting the standard for how it operates

· Improving the speed and accuracy of the close through automation, and improving data quality at the source by partnering with Operations, Capital Markets, and Engineering

Qualifications

· Active CPA

· 10+ years of progressive accounting experience, including time in public accounting ( Big 4 or national firm ) and time in industry

· 3+ years in mortgage banking, specialty finance, or financial services accounting, with hands-on exposure to loans held for sale, MSRs, interest rate lock commitments, hedging, and gain-on-sale

· Experience as a Controller, Assistant Controller, or Director of Accounting at an SEC registrant , with personal ownership of SEC reporting and SOX 404 , not oversight from a distance

· 5+ years leading accounting teams, including managing managers

· Deep technical judgment across ASC 860, 815, 820, 825, and 718 , and the confidence to take a position and defend it

· A track record of improving a function, not just running it: systems implementations, close acceleration, or automating reconciliations

· High degree of integrity, and the judgment to know which issues escalate and which ones you own

· Comfort with speed, ambiguity, and a business that changes faster than the accounting literature does

Nice to have

· Public company transition experience: IPO or de-SPAC

· ERP implementation or optimization experience ( NetSuite, Workday, Oracle, SAP )

· Experience with securitizations, MSR sales or financing, or sub-servicer oversight and servicing accounting