Credit Intern

Now Accepting Applications for our 2026 Intern Class!

Are you ready to gain hands-on experience in the financial industry? Arrow Financial Corporation is seeking motivated and ambitious college students for our Summer 2026 Internship Program at our Corporate Headquarters in Glens Falls, New York. The pay rate per hour is $20.00. This is a fantastic opportunity to develop your skills and explore career opportunities in banking and financial services.

About the Program:

Our 12-week (May 18, 2026 to August 7, 2026), full-time (40 hours per week), paid internship program provides exposure to key areas of our business. Interns will participate in hands-on projects, networking events, community service, and mentorship opportunities while gaining a deeper understanding of the banking industry.

We are looking for a Credit Intern.

What You Will Gain:

? Real World Experience - Work on meaningful projects that will impact our business

? Professional Development - Enhance your technical, power, and leadership skills

? Mentorship & Networking - Connect with experienced professionals and organizational leaders

? Community Involvement - Participate in volunteer opportunities and company-sponsored events that support local organizations

? Career Growth - Potential for future employment opportunities with Arrow Financial Corporation

Internship Summary:

The Credit Internship offers a unique opportunity to gain hands-on experience in understanding risk and the credit lifecycle, particularly in the commercial loan portfolio management process. This role is responsible for credit analysis, coordinating with internal and external parties, and ensuring necessary steps are completed providing a positive commercial customer experience.

Essential Job Functions:

• Perform portfolio management activities including reporting requirements and covenant testing

• Coordinate with relationship managers in collection of financial statements and maintenance of records

• Review assigned accounts to ensure risk rating accuracy

• Identifying product solutions and recommendations to enhance account relationships

• Attend and participate in team meetings to understand planning and decision-making processes, gain insights into team dynamics and exposure to various functions and organizational processes.

• Attend a continuing education event, branch visit, and participate in a community service opportunity to promote corporate social responsibility

• Attend weekly meetings to collaborate with interns from other departments within the company to share knowledge, build power skills, and share experiences in the program

• Participate in presentation at conclusion of program, showcasing your learning and contributions to the Executive Leadership team

What We Are Looking For:

College students who are eager to learn and take initiative in a professional setting with a GPA of 3.0 or higher pursuing a degree in Accounting, Finance or a related field and:

Skills/Knowledge:

• Proficiency in Microsoft Office applications (Word, Excel, Outlook) and ability to effectively learn and utilize department specific systems and software

• Excellent organizational and time-management skills, with the ability to prioritize multiple tasks and projects and consistently meet established deadlines

• Demonstrated analytical skills, sound judgement, and ability to make quality decisions within defined authority

• Strong written and verbal communication skills, with the ability to communicate confidentially, clearly, professionally, and confidently with internal partners, management, and other stakeholders

Physical Demands and Work Environment:

• Ability to remain in a stationary position, often standing or sitting, for prolonged periods of time

• Ability to repetitively use a telephone, computer mouse, and keyboard for extended durations

• Ability to lift and/or move up to 15 pounds

• Work is performed primarily in a professional office environment

• Reasonable accommodations will be provided as required by law to enable qualified individuals with disabilities to perform the essential functions of the job

How to Apply:

To apply, please submit the following:

• Resume

• Unofficial Transcript

• 1 Professional Letter of Recommendation

Apply Now! Application Deadline: February 23, 2026

For all questions, please reach out to [email protected].

About Our Company:

We are an Equal Opportunity Employer. Our philosophy and practice are to provide equal opportunity to all employees and applicants for employment without regard to race (including traits historically associated with race), color, religion, creed, gender, sex, pregnancy (including childbirth and related conditions), sexual orientation, gender identity or expression, status of being transgender, national origin, age, disability, genetic information, predisposing genetic characteristics or carrier status, marital status, familial status, amnesty, status as a victim of domestic violence, reproductive health decision making, citizenship or immigration status, prior convictions or arrests, military status, status as a protected veteran, known relationship or association with any member of a protected class, or any other federal, state, or local legally protected classes.

Arrow Financial Corporation has over $4 billion in assets. We provide a broad range of banking and insurance services across northeastern New York, including online and mobile banking, wealth management, money market and deposit accounts, and mortgage, consumer and commercial loans. We are committed to delivering value for our shareholders, our customers, and our communities. Our conservative business model and strategy of steady growth have resulted in many recognitions from the nation's leading publications and bank-rating firms.