Hybrid Mortgage Underwriting Manager

Underwriting Manager – Hybrid | New York, NY

Our client is seeking to hire an experienced Underwriting Manager for a hybrid leadership role based in New York City. This individual will manage a team of underwriters and work closely across departments to support an innovative, tech-forward approach to mortgage operations.

This is a hands-on role ideal for someone who thrives in fast-paced, high-change environments and is passionate about improving borrower outcomes. The ideal candidate brings strong underwriting experience, solid leadership ability, and a mindset open to leveraging AI tools and new technology to simplify and modernize the mortgage process.

Key Responsibilities:

• Lead and mentor a team of 7 underwriters while promoting a collaborative, tech-forward culture

• Evaluate financial and property documentation to make sound, compliant underwriting decisions across loan types

• Drive efficiency by optimizing workflows using AI-enhanced tools and proprietary platforms

• Ensure loan approvals meet regulatory, agency, and investor guidelines (FHA, VA, FNMA, FHLMC, Jumbo)

• Collaborate closely with sales, operations, product, and tech to identify and implement process improvements

• Manage daily underwriting operations with focus on fast turn times and consistent pipeline movement

• Provide ongoing training to keep the team current on technology, tools, and regulatory changes

• Monitor team KPIs and performance trends, reporting insights to senior leadership

Required Qualifications:

• Minimum 6 years of recent mortgage underwriting experience

• At least 2 years in a leadership or management role

• Experience underwriting Conventional, FHA, VA, and Jumbo loans

• DE and VA/SAR certifications strongly preferred (USDA or 203k a plus)

• Proficient in Encompass or similar LOS platforms

• Strong knowledge of agency/investor guidelines, compliance, and industry standards

• Demonstrated ability to lead teams in a fast-paced, evolving environment

• Tech-forward, collaborative, and enthusiastic about integrating new tools

• Strong analytical and communication skills; detail-oriented and adaptable

Additional Info:

• Location: Hybrid role based in NYC — in-office Monday through Wednesday, optional remote Thursday and Friday

• Salary range: $170,000 – $180,000/year

• This role is ideal for someone who cares deeply about improving the customer experience, supports innovation, and is excited to work on the front lines of modern mortgage operations

Please Note: All qualifications, requirements, and conditions of employment are set by our client. NMS does not determine candidate eligibility.